Architects & Engineers Professional Liability Insurance

Elevating protection to safeguard your reputation

In the precision-driven world of architecture and engineering, where expertise is paramount, ProVerity Architects & Engineers Professional Liability insurance is meticulously crafted to shield your career and safeguard your reputation. We understand that even the most skilled professionals are not immune to the unforeseen, and that’s why our coverage is tailored to your unique needs, offering a comprehensive barrier against a spectrum of unexpected risks.

Architects & Engineers Insurance Program

Architects & Engineers Professional Liability insurance is designed to safeguard your professional reputation and assets by offering protection against claims of negligence, errors, or omissions in your work.

Target classes include:

  • Architects
  • Architectural planners
  • Acoustical engineers
  • City planners
  • Analytical testing labs (non-destructive)
  • Golf course architects
  • HVAC engineers
  • Environmental testing labs
  • Land surveyors
  • Lighting design/engineering
  • Mechanical engineers
  • Civil engineers
  • Construction managers (agency)
  • Environmental consultants
  • Environmental site assessments
  • Roofing consultants
  • Water testing/analysis
  • Project management
  • Structural engineers
  • Geotechnical engineers
  • Process engineers
  • Electrical engineers
  • Interior designers
  • Limits up to $5M on a primary and excess basis
  • Deductible options from $10,000 to $500,000
  • Middle-market and large firms, including new entities, up to $200M in revenue
  • Available in all 50 states
  • Runoff and project only policies
  • Non-admitted coverage provided by a carrier with a group rating of “A-” (Excellent) XV by AM Best
  • Responsive, service-oriented all attorney claims personnel
  • Risk management services - contract reviews, pre-claims assistance, loss prevention services
  • Mutual choice of counsel
  • Mediation deductible credit (50%)
  • Duty to defend wording
  • No consent to settle or hammer clause in policy form
  • Punitive damages coverage (where insurable)
  • True worldwide coverage
  • No exclusion for mold or asbestos
  • Ownership interest coverage up to 50%
  • Claims made and reported policy
  • Competitive supplementary payments:
    • Defendant’s expense reimbursement - $1,200 per day up to $6,000 per claim
    • Defense expense for professional license, disciplinary proceedings - $25,000
    • Regulatory expense reimbursement (ADA/FHA/OSHA) - up to $25,000
  • Completed, signed, and dated A&E application (competitor forms accepted)
  • Loss history for 3 years (5 years preferred)
  • Prior carrier information including limits, deductibles, prior acts date, endorsements, and premium
  • Mining
  • Tunnels
  • Nuclear
  • Aircraft

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